Do you need help with the planning and management of your personal finances?

From working closely with our clients, we understand that their business and private lives are closely interlinked. Therefore, at WBV we offer a range of services designed to deliver personal financial and tax efficiency, both now and in the future.

Discretionary trusts

Trusts aren’t just for the very wealthy. They can be used as part of a wealth protection strategy to protect assets as well as tax planning vehicles, particularly as part of inheritance tax planning. We can deal with all trust accounting and tax matters on your behalf including accumulation and maintenance trusts for children and interest in possession trusts.

Personal Tax

If you need help with your Tax Return or you want to see if you can pay less tax then we are able to help.  We offer personal tax services both for business owners and private individuals.

Tax Enquiries and Investigation

HMRC has powers to investigate income tax and corporation tax payers at random. Let us fight your corner and maximise your chances of beating the Taxman! We also offer fee protection for self-assessment enquiries which protects you from the accountancy costs associated in defending your case.

Inheritance Tax Planning

Tailored wealth succession planning enables a smooth transition to the next generation as well as minimising tax liabilities. We can support you with advise on techniques to mitigate inheritance tax on family homes, family businesses and investment portfolios as well as many other areas of inheritance tax planning.

Property Tax

If you are a buy to let investor, property dealer or developer we offer a range of services to help you minimize property tax.  We can help you navigate the property tax maze and ensure you are well informed.

Self-Assessment

Filling in the annual self-assessment for can be daunting and time consuming. Our self-assessment service for individuals focuses on your tax return being completed in an efficient and timely way. We also make sure that you are paying the right amount of tax.

Some of the ways we can help you with property tax

  • Tax reduction strategies for rental income

  • What is a repair and tax deductible and what is capital and not

  • When to use a Limited Company to save tax

  • Trading income versus Capital Gain considerations and advice

  • Capital Gains rollover and holdover considerations

  • Stamp duty planning

  • Tax efficient mortgage structures

  • VAT considerations of property deals

  • Making the most of the Principal Private Residence election

  • Tax issues on the sale of part of your residence

  • Second homes

  • Second homes

TESTIMONIALS

“WBV are so easy to contact, there is always someone there I can speak to and rely on to help me quickly.”

Patricia Edmunds • Hanford’s Chemist

“We find WBV to be very responsive, approachable, thorough and a good sounding board. They offer a different and valuable perspective on business issues.”

Peter Morgan • Hutchinson Thomas

“I can’t stress how helpful WBV are, they make running the business side of the practice so much easier and simpler – they just sort everything out for us.”

Sharon Roderick • St Teilo’s Dental Practice

“They are very attuned to needs of medical practices and are very knowledgeable of the underlying circumstances around running general practices.”

Kath Morgan • Fforestfach Medical Group

“A few years ago I sold another company to a plc and WBV’s knowledge and experience were invaluable. They were with us from start to finish and helped successfully close the deal, which was worth £1.45million.”

Kevin Lewis • Craftsman Flooring

“If you have a problem they are there sorting it out the same day. They are not remote or in an ivory tower, there is always someone there to speak to and able to help.”

Martyn Davies • Siesta Home Improvements

“We consider WBV to be an extension of our team and have a real sense of security, knowing there is always quality advice on hand as our business continues to grow.”

Andrew Rees • Allison Jayne Bridalwear